About
Pinecrest Wealth Advisors

At Pinecrest Wealth Advisors (PWA), we believe that if we can help you understand your finances in a way that’s simple, straightforward, and (dare we say) fun then together we can build a trusting relationship that helps steer you towards reaching your financial goals.

Learn More

Client meeting

Our Philosophy

Most of us like to think that we make decisions based on logic and reason, but the truth is our emotions play a big role in how we handle money. Whether we've earned it or inherited it, making financial decisions can be confusing and complicated - which is why we’re here to break it down for you.

Learn More

Client meeting

Our Process

No matter what your definition of financial security is, one thing is for sure: the best way to achieve it is through careful planning. Once we get to know you, we can start developing a dynamic plan to meet your immediate needs and future goals, while adjusting for changes down the road or for when life throws some unexpected curve balls.

Learn More

Our Services

 

Financial Planning

Sensible financial planning is much more than just setting aside money for the future. How to save (and how much!), and where and when to invest those savings according to plan plays a crucial role in helping you to understand how you’ll meet your short-term as well as long-term aspirations.

 

Retirement/Income Planning

For our clients, retirement planning doesn't start at retirement. It starts much earlier! Our Retirement Planning service takes a long-term view of your financial wellbeing. We use a life-cycle approach to ensure your “Life After Work” is as well-planned as your life prior to retirement. Everything we do for you centers around four pillars.

 

Investment Planning

Investing is about more than just making money - it's also an opportunity for you to help yourself go from point A to B (the time to ‘cash out’ on your investments) with the least amount of risk needed. without a good investment plan, your financial future could be in jeopardy.

We help build, manage, preserve and transition wealth for our clients.

Get In Touch

Our Team

Mannie de la Maza

Founder and Advisor

Mannie has more than 15 years of experience working in the investment industry, including at JP Morgan and Well Fargo...

Lauren de la Maza

Director of Business Development

Lauren de la Maza is the Director of Business Development of Pinecrest Wealth Advisors (PWA). She is dedicated to...

Recent Blogs

default blog image

Is AI Eating the World? A Portfolio Perspective

Fifteen years ago, venture capitalist Marc Andreessen famously wrote that "software is eating the world." What he meant was that any service that could be written and automated as software, would be. This has proved accurate as cloud computing, software-as-a-service, and digital platforms have reshaped both entire industries and how consumers buy goods and services. As investors, this has important implications and is a major source of recent market volatility.
default blog image

Managing New Tax Changes to Optimize Your Financial Plan

As former Senator Max Baucus once observed, "tax complexity itself is a kind of tax." While this is the case every year, this is especially true in 2026 as many significant tax policy changes create new tax and financial planning opportunities

Testimonials

Eight years ago, we came to Mannie with a complex financial mess and poor-performing investments that jeopardized our retirement. He not only crafted a thoughtful, high-performing strategy based on our goals, but has remained consistently available, clearly communicating any changes or opportunities along the way.  Thanks to his diligence and ongoing support, we're now enjoying a very comfortable retirement – Phil & Amy Whitley 

Mannie, our financial advisor, has been an incredible partner in helping us plan for both short-term and long-term stability with our personal and business affairs.  He takes the time to explain every option clearly, is proactive in his communication, and always puts our best interests first. He is knowledgeable, trustworthy and genuinely invested in our financial success.  We feel confident and supported every step of the way.  We had a previous advisor and switching to PWA was the best decision we ever made.  We highly recommend PWA! – RIS Mobile 

As Lisa and I reached the time in our lives when we were supposed to slow down, “life” occurred and we found it necessary to continue our productive years. We benefited from that change as we were able to meet and wholeheartedly trust Mannie and his team. Our previous experiences with financial advisors left us with a feeling of “what do we not know that we should know”. It is refreshing to know and trust Mannie, as from the very first he conveyed a cogent approach and was interested in our desires and hopes. His guidance and mentorship have not only provided us with a financially beneficial relationship but has also included great accessibility and the intangibles of concern for our understanding of his approach. We have no reservations in recommending his services, and have frequently done so – Glenn Schwartzberg 

We have been working with Mannie for over eight years, and during that time he has proven to be much more than just a financial advisor — he is a trusted partner and friend. Mannie genuinely cares about his clients and always puts our best interests first. He takes the time to thoroughly explain the pros and cons of every option we consider, ensuring that we fully understand each decision before moving forward. His insights and recommendations have consistently guided us in making sound financial choices with confidence. We have complete trust in Mannie's advice and deeply value his professionalism, patience, and genuine care. It’s reassuring to know that we have someone as dedicated and capable as Mannie looking after our financial well-being. – Hiro and Yuki Mutoh

My wife and I have worked with Mannie de la Maza since 2018, and he has been concise, knowledgeable, and genuinely invested in our financial well-being. When we came into a substantial amount of money, Mannie guided us on how to safely invest, make it last, and still access funds without unnecessary risk or costly consequences. He clearly explains the reasoning behind every decision and always balances growth with security. We fully trust Mannie and highly recommend him for anyone seeking thoughtful, proactive financial guidance. – Ross Harbaugh